Apple Pay is an internationally accepted payment method. People like it for its convenience. You need not carry a wallet or any card to use it. Realising its acceptance, several vendors have started to accept it, except one. It is Walmart.
Does Walmart take Apple Pay? The answer is a big no. What about Apple? It does not accept other dependable payment methods like Google Pay, Amazon Pay, or Samsung Pay. It keeps up restraining other payment solutions from entering into its vendorship. The primary reason is to push up its own Payment Gateway – Walmart Pay.
The article discusses some tricks. These will help you exploit Walmart to use Apple Pay. Continue reading if you hold its membership. Reading might encourage you to become an Apple Pay member:
What is Apple Pay?
It is a mobile payment and digital wallet service. Its authenticity is guaranteed by Apple Inc. You can use the gateway for paying online. The system allows personal payments, pay within iOS apps, and on the web. Safari helps the process system in web-based payments.
Apple Pay works with iPhone, Apple Watch, iPad, and Mac. Its popularity is due to its ability to provide a secure payment. The app ensures users’ privacy. You can pay by using the device you carry.
The payment gateway uses an innovative technology called Near Field Communication (NFC) for contactless payments. Encrypt procedures like Face ID, Touch ID, or device passcodes help in retaining and enhancing security. Apple introduced the procedure in 2014.
Discuss Walmart Pay
The procedure arrived in 2016. It is an exclusive payment gateway developed by Walmart. The company has introduced the gateway to facilitate shopping at its 4500+ retail outlets in the USA.
The 2016 app is available on both iOS and Android. It has already been gathered by over 50 million users. It stores your debit cards, credit cards, and Walmart gift card information. The gateway also offers you access to e-receipts. This helps facilitate smooth returns.
According to their latest survey, users who have utilised the method return to the outlet most frequently. The procedure provides you with a range of payment options. You can choose the phone in-store and at Walmart gas locations.
But, you will have to channel these options only through the Walmart Pay app. There is no direct choice method.
Does Walmart take Apple Pay?
Our main concern in this article is “Does Walmart take Apple Pay?” The simple answer to this query is a flat No. Sorry, you cannot use Apple Pay at Walmart stores.
Since its inception in 2014, Apple Pay has earned tremendous popularity across the world for its innovative features. Even the use of the latest iPhone 16 Pro could not help Walmart customers.
Several Walmart customers had asked the company mentors to help access Apple Pay in Walmart Locations. Sadly, the company remained in its principle of not allowing Apple Pay into its stores and hideouts. Instead, they induce people to use Walmart Pay while shopping online.
Why does Walmart not allow Apple Pay?
Primarily, Walmart wants to include more of its consumers in its payment solution gateway, i.e., Walmart Pay. According to a spokesperson of the company, more than 50 million users have already accepted this payment solution. They like its touchless payment criteria and return to Walmart Shops and use it again.
The reason may be that the company’s principle is to prohibit USA customers from using other payment solutions in its hideouts. It becomes more apparent when we see that the retailer accepts Apple Pay in the Canadian Outlets.
In 2017, Walmart claimed that its payment solution was already more popular than Apple Pay. They could not prove its validity. However, the comparative status of these two payment solutions proves that the statement has lost its relevance completely in 2025.
Secondly, the company says it has invested in several innovative technologies. These go beyond payments. Among these, there exists Scan & Go. The procedure allows Sam’s Club and Walmart+ members to bypass the checkout altogether. They can enjoy a truly touchless shopping experience.
Walmart Pay requires you to scan a QR code using a card saved in your Walmart account before payment. The policy is inconvenient for people used to the set-it-and-forget-it principle.
Besides, the company wants to store the history of purchases. It might be one of the reasons for its comparative unpopularity.
Workaround to Use Apple Wallet on Walmart
However, if you are determined to use only Apple for your Walmart purchases, there are ways. You can use the following workaround to resolve your issues. The method gives access to an additional means of customer experience.
Please note that the method is not as easy as tapping your phone and strolling out. Yet, it will allow you to complete the job. You will be able to use those cashback rewards that the Payment Solution offers its users.
The operation, however, contains some tricks. You will have to add your Apple Card details to the Walmart Pay App. Then you can proceed to use it like any other accepted payment option.
Here, you must remember that you cannot use Apple Pay and its NFC technology directly in the Walmart Pay App. Rather, you will be using your Apple Card information through Walmart Pay’s QR code system. The method makes you believe in a few different systems.
The method, however, might appear a bit challenging. You can face difficulties while scanning the bar. Though people manage those by adopting measurable, quick updates.
You will have to follow some procedures to use the Apple Card via the Walmart Pay app:
Download and Install the Walmart App
You can find the Walmart App in the App Store (for iOS phone-holders) or Google Play Store (for Android phone users).
You must download the official Walmart app. Be cautious to avoid the imitation apps out there. You will find a QR code on this page. It will take care of that for you.
Create An Account or Sign In if you are an existing user
You must create a Walmart Account to use its facility. Sign in if you are already a user.
Navigate through the App for once
In the next phase, you will have to travel to the ‘Account’ tab in the Walmart app. It lies in the bottom right-hand corner. Select the “Wallet” option. This will help you manage your payment methods. In the current year, this section is also labelled as “Walmart Pay”.
Add the Apple Card
You will have to follow the instructions to add Apple Card to Walmart Pay:
- Start the procedure by opening the Walmart app and logging in to your account.
- In the App, there is a section that lets you choose your Wallet or Payment Method. There may be selected variations based on the app version.
- Search for options like “Add Payment Method” or similar.
- The system would ask you about the payment type. Choose “Credit Card” or “Debit Card” as the case for you.
- Take your Apple card. Enter its details in the payment gateway.
- Lastly, follow the on-screen instructions to complete the addition.
How to enter the Apple Card details in the system?
The procedure is easy if you can interpret the instructions correctly. Here is how it goes:
- Enter your Apple Card details exactly as they appear in your Apple Wallet. The system will ask the details like the card number, its expiration date, CVV i.e., the security code, and billing address.
- The app may require you to scan the card using your phone’s camera.
- Do it instantly. This is a quicker and safer option.
- Check that all the information is correct after scanning over and over again.
Make Purchases
As the addition of Apple Pay Card to Walmart is over, you should attempt to buy things. You can do it in person at the self-checkout destination. Alternatively, you can try it at the Walmart gas locations. The Payment Gateway App would leave the choice to you.
While making payment at the gas station or the self-checkout machine, choose “Walmart Pay“. When the system asks for a payment method, select the Apple Card already appended there. Verify that the pattern works before proceeding.
So, this can be your solution to making Walmart accept Apple Pay. Don’t be afraid, it never deceives the users.
Conclusion
We have started the article with a query: “Does Walmart Take Apple Pay?| The article has attempted to cite to find probable reasons behind such a decision.
Knowledge about the fact has fuelled your curiosity to know about its solution. Thus, we have framed a host of solutions to this issue. You can thus know to implement Apple Pay in Walmart Payment points.
FAQs
Q1. Does Walmart take Apple Pay?
Ans: No, Walmart does not accept Apple Pay in any of its stores. Google Pay or most other contactless payment options to make a purchase.
Q1. What are the alternative payment options for Apple Pay in Walmart?
Ans: Cash, Credit and Debit Cards, PayPal, Walmart Pay, etc.
Q2. What is NFC?
Ans: Its Full Form is Near Field Communication. It is an advanced digital technology helping in contactless payments.
Q3. Can we expect Walmart to accept NFC payout platforms by the end of 2025?
And: Not likely.
Q4. How does Walmart avoid paying for Third-Party Payments?
Ans: Sticking to its Internal Mobile Payment App, i.e., Walmart Pay, helps Walmart Avoid Third-Party payments.